Card Not Present Fraud Is On the Rise – Are You Prepared?

Merchants Must Understand Modern Card Not Present Fraud Risks Card not present fraud is a growing concern for online merchants. If you aren’t aware of the risks, you won’t be able to protect your business. Card Present vs. Card Not[...]

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Chargeback Fees

The True Cost of Transaction Disputes: Chargeback Fees Merchants who accept credit cards as a method of payment have accepted chargebacks as part of the cost of doing business. However, as many merchants are discovering, the chargeback is not only[...]

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“Not as Described” Chargebacks: Legitimate or Fraud?

The Reasons Behind the Reason Code Online retailers dealing with merchandise or services often hear the phrase, “But that’s not what I ordered!” For a variety of reasons, the customer thought they were receiving one product, but ended up with[...]

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Fighting Bank Chargebacks

Understanding Cardholder Vs. Issuing Bank Chargebacks The process of filing and disputing a chargeback involves multiple different parties – the cardholder, the merchant, the issuing bank, the acquirer, the card network. Sometimes though, one or more parties are only partially[...]

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Chargebacks911 Review: Choosing a Risk Mitigation Company

Most merchants eventually come to a point where they need professional assistance to manage chargebacks. Whether merchants are looking for on-demand services or want to completely outsource all responsibility, there are quite a few service providers to choose from. This Chargebacks911[...]

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The Importance of Winning a Chargeback Reversal

Learn How a Chargeback Reversal Can Recover Revenue The popularity of online shopping continues to steadily grow, making eCommerce increasingly more desirable to merchants. However, with the good comes the bad. In the case of card-not-present merchants, the bad slithers[...]

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How the Interchange Fee and Rates Are Calculated

How the Interchange Fee Affects Merchants Merchants must know what the interchange fee is, who it’s paid to and how it affects the business’s bottom line.  What is Interchange? Interchange is a structured fee paid by the merchant’s bank to[...]

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Credit Card Authorization Codes

Learn to Decipher Authorization Codes and Use the Responses to Manage Chargebacks The moment a cardholder instigates a transaction, the authorization process is set in motion. Authorization approval is necessary to the security and conclusion of the sale. Authorization Message[...]

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Most Common Types of Chargebacks

Chargebacks are upsetting the balance of the payment processing industry ultimately pitting merchant against consumer.  When a chargeback is initiated by a consumer, the merchant involved is blacklisted and a once booming ecommerce business is drowning in fees.  Conquering chargebacks[...]

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The Benefits and Risks of Mobile Payment Technologies

Predicting Future Mobile Payment Technology Trends as an Up-and-Coming Payment Option With each coming year, the advance of technology makes shopping an even quicker and more convenient process for consumers. On the vanguard is the advent of the mobile wallet[...]

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